Will Financing A Mattress Build Credit

If you don't have enough upfront cash to buy a mattress, consider financing one. Many mattress brands offer programs like Affirm, Klarna, and Afterpay, which generally don't require a credit check. You should, however, read the terms and conditions before you start the application process, as some of these financing options may involve a credit check. Plus, remember that financing a mattress isn't the same as taking out a loan - you will eventually have to pay back whatever you spend.

Don't be tempted to settle for a low-quality mattress just because you can finance it. Investing in a high-quality mattress can have positive effects on your sleep and overall quality of life. According to a study by the University of Pennsylvania, people who use higher-quality mattresses do much better in those areas.